FAQ

What are the types of loans that Vitas Palestine lend?
  1. Business Loans
  2. Housing Loans
  3. Consumption Loans
What is the minimum and maximum amount of loan that can be granted?
  • Consumption Loans: from 500 USD to 3000 USD
  • Housing Loans: from 500 USD to 30000 USD
  • Business Loans: from 500 USD to 70000 USD
What is the time needed to complete loan applications?
  • Classic Loans (Branches): 5 days
  • Digital Loans (Online): 3 days
What are the documents needed to apply for a business loan?
  1. Photo of ID
  2. Proof of ownership
What are the documents needed to apply for a housing loan?
  1. Photo of ID
  2. Proof of house ownership

  3. Salary slip
What are the documents needed to apply for a personal loan?
  1. Photo of ID
  2. Salary slip
What are the documents needed from the guarantor (Salary Transferred )?
  1. Photo of ID
  2. Salary slip
  3. Account statement for 3 months
What are the documents needed from the personal guarantor ?
  1. Photo of ID
  2. Salary slip
  3. Account statement for last 6 months
What are the accredited banks/partners for Vitas Palestine?
  1. Arab Bank
  2. Al Quds Bank
  3. Bank of Palestine
  4. Housing Bank
  5. The National Bank
  6. Egyptian Arab Land Bank
What are the types of collaterals?
  • Promissory Note
  • Personal guarantor (Salary Transferred)
  • Personal guarantee
  • Cheques
  • Mortgage a car
What is the loan lifespan?

From 12 months to 84 months

Can I renew the loan? and when?

Yes you can renew your loan and borrow additional funding, once you've made the equivalent of 12 payments

Is there any grants commission for the loan?

Yes, and its deductible in advance

What is the loan amount that I can borrow it from Vitas Palestine?

Loan amount determined based on your needs, basic salary and collaterals

Can the borrower close the loan in full before its expiry?

Yes, the borrower can close the loan at anytime

Can the client apply for a loan through the branch while having all of the same features as the digital loan?

The only way to apply for a digital loan is through Vitas messenger to gain all of its features

Where is the location of Vitas head office?

Palestine, West Bank, AlBireh, Near ICRC – Abu Iyyad Street.

How are the official working days and hours at Vitas Palestine?

From 8:00 AM to 4:00 PM (Sunday to Thursday)